Fantasy

Tales of terror Chapter 15: Part 15

Author: Dick Donovan 9 min Updated Jun 24, 2026 6.8K views

Lily were betrothed, while the bond between them was that of the most perfect love. Dick returned to his station, and Mr. and Mrs. Hetherington congratulated themselves on having, so far as they were able, provided for their daughter’s future, a future that seemed likely to be one of unclouded happiness. ‘L’homme propose, et Dieu dispose,’ says the French proverb, and never was the proverb more fully borne out than in this case. Within six months of Dick’s return to his duties, all civilised India was shocked to its inmost heart by a terrific commercial convulsion--for so only can it be described. Through the length and breadth of the land, the fearful rumour spread on the wings of the wind that the great bank of Agra and Masterman had broken. Men stood aghast, and women paled with fright, for, to hundreds and thousands of households in all parts of the world, it meant utter ruin, as many and many a one at the present day knows to his bitter cost. Many a widow living in poverty now might have reposed in the lap of luxury, and many a young man and woman, now in ignorance and want, might have been otherwise but for this cruel collapse of the great banking firm. It was so essentially an Indian bank, a depository for the earnings of Indian servants of the Company, that it affected a class of people who for the most part had been tenderly nurtured and led to believe that they occupied, and were destined to occupy so long as they might live, a good position in life, and to take their stand among the great middle class of society. At first men doubted the rumour, but soon the awful truth became too apparent to be longer questioned, and those who had grown grey and feeble beneath the burning Indian sun saw now that their few remaining days must be passed in poverty and misery. It was bitter, very bitter, but it was fate, and could not be averted. Amongst the greatest sufferers was Mr. Hetherington. He had invested, one way and another, nearly one hundred thousand pounds in that bank, and now every penny piece was gone. The shock came upon him with great severity. His health had long been failing, and he had looked forward with great eagerness to retiring from the service in another year and ‘going home’ with his family. But that was never to be now. For a time he was stunned. He tried to bear up against the blow, but he was only human; his brain gave way, and in a moment of temporary aberration he shot himself. This new grief almost crushed the unhappy widow and her family. Fortunately ‘the boys’ had good appointments that held out every promise of improvement, but their incomes at that time were scarcely sufficient for their own needs, though they generously curtailed their expenses in every way in order to contribute towards the support of their sister and mother. The shock of her father’s death threw Lily into a dangerous illness, and for some time her life was threatened; but there was one who never lost an opportunity of cheering her with his love, and that was Dick Fenton. When she was convalescent she one day said to him: ‘Dick, I have something to say to you.’ ‘Nothing very serious, darling,’ he answered, laughingly. ‘Yes, very serious. When I was first engaged to you my father was considered to be a wealthy man, and I understand that he promised you that my dowry should be something handsome. That is all changed now. We are ruined, and my dear father is in his grave. Under these circumstances I can no longer hold you to your engagement, and therefore release you from every promise. You must give me up and seek for someone better suited for you than I am.’ She fairly broke down here, and burst into violent weeping. Dick’s arm stole around her waist, he pressed her head to his breast, and, whispering softly to her said, with deep earnestness: ‘Lily, there is one thing, and only one thing, that shall break our engagement.’ ‘What is that?’ she stammered between her sobs. ‘The death of one of us!’ he answered, with strong emphasis. She needed no further assurance. There was that in his manner and tone that convinced more than words could possibly have done. And so, save for the shadow which hung over the little household, she would have been perfectly happy. A year went by and Mrs. Hetherington still lingered in India, for she did not like to leave her sons; but failing health at length rendered it necessary that she should return to England. At this time Dick had just been granted two years’ leave of absence, and he urged Lily to become his wife before they left India, as he too was going home. She had asked him, however, to postpone the event, and made a solemn promise that the wedding should take place on Christmas Day, adding: ‘It is not long to wait, dear. It is now the middle of July, and, as we sail in a fortnight, the vessel is sure to be home by that time. Besides, I am so fond of Christmas. It is so full of solemn and purifying associations, and a fitting season for a man and woman to take upon themselves the responsibility of the marriage state. A wedding on Christmas Day brings good luck. Of course you will say this is stupid superstition. So it may be, but I am a woman, and you must let me have my way.’ Pressing his lips to hers, he made answer: ‘And so you shall, my own Red Lily; but, remember, come what may, you’ll be my wife on Christmas Day.’ ‘Come what may, I will be your wife on Christmas Day,’ she returned solemnly. August arrived, and Dick, Lily, and Mrs. Hetherington were passengers on board the good ship ‘Sirocco.’ Their fellow-passengers were a miscellaneous lot, and included several Indian officers, a planter or two, a clergyman, and some merchants, who, having amassed fortunes, were going home to end their days. The second officer of the ‘Sirocco’ was a young man, of about eight or nine-and-twenty, Alfred Cornell. He was a wild, reckless, daring fellow, with a splendid physique. His hair was almost black, his eyes the very darkest shade of brown, and small, keen, and piercing as a hawk’s. In those eyes the character of the man was written. For somehow they seemed to suggest a vain, heartless, selfish, vindictive nature, and the firm lips told of an iron will. He was every inch a sailor, bold as a lion, and a magnificent swimmer. The crew, however, hated him, for he was the hardest of task-masters, but was an especial favourite with the captain, as such men generally are, for he was perfect in every department of his profession, and the sailors under his control were kept to their duties with an iron hand. About this man--Alfred Cornell--there was something that amounted almost to weirdness. The strange, keen eyes exercised a sort of fascination over some people. This was especially the case with women. In fact, he made a boast that he had never yet seen the woman he could not subdue. From the moment that he and Dick Fenton stood face to face a mutual dislike sprang up in their hearts for each other. Dick could not exactly tell why he did not take to the man, but he had an instinctive dislike for him. The fact was there, the cause was not easy to determine, but instincts are seldom wrong. The moment that Alfred Cornell and Lily Hetherington met each other a shadow fell upon her, and a devil came into his heart. She had an instinctive dread of him, and yet felt fascinated. He thought to himself: ‘By heavens, that’s a splendid girl, and I’ll win her if I die for it.’ For the first week or two he paid her no more than the most ordinary attentions, and the dread she at first felt for him began to wear off; she could not help admitting to herself that he was certainly handsome and attractive. The pet name by which she was known amongst her family--the Red Lily--soon leaked out on board, as such things will, and the passengers with whom she was most intimate frequently addressed her in this style by way of compliment, for she was a favourite with them all, and her beauty was a theme of admiration amongst the men, even the ladies could not help but admit that she _was_ ‘good-looking,’ though they said spiteful things about her, as women will say of each other. Alfred Cornell had never addressed her in any other way but as ‘Miss Hetherington’; but one morning, when the ship was in the tropics, she had gone on deck very early to see the sun rise. The heat in the cabins was so great that she could not sleep, and as the sailors had just finished holy-stoning and washing down she had thrown a loose robe over her shoulders and gone quietly on to the poop. It was Cornell’s watch, but in all probability she did not know that at the time. It was a very long poop, and save for the man at the wheel not a soul was to be seen. The sea was oily in its calmness, and the sky was aflame with the most gorgeous colours, such colours as can be nowhere seen save in the tropics, and only then when the sun with regal pomp and splendour commences to rise. The sails hung in heavy folds against the masts, and there was a rhythmical kind of motion in the ship as she rose and fell ever so gently to the light swell which even in the calmest ocean is never absent. Lily leaned pensively against the mizzen rigging, gazing thoughtfully across the sleeping sea to where the gold, and amethyst, and purples, and scarlets were blended together in one blaze of dazzling colour. Suddenly she was startled by a voice speaking in a subdued tone close to her ear, and which said: ‘The Red Lily is up early this morning.’ She recognised the voice as that of Cornell, and turning quickly round said, with much dignity: ‘Excuse me, sir, I am Miss Hetherington to you.’ ‘Miss Hetherington,’ he answered, strongly emphasising the words. ‘I beg your pardon, but the pretty name so fits you that I made bold to use it. I trust I have not offended you.’ ‘Oh, no,’ she said, as she averted her gaze from his piercing eyes, for she felt like a bird before

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